I was always taught since I was a very young boy by my loving and caring parents that the road to success was through going to school and working hard in a "good job" and for most of my life I believed it. I mean, these were my parents and they have never failed to keep me safe but I always kept thinking to myself, there's something missing from what they told me about success.
The thing is, both my parents are the hardest workers I know. They get up from the crack of dawn every single day and they get busy. Sometimes, it's exhausting just to look at them go. They get up and they work around the house, in their jobs, in their communities and outside their communities in social clubs and at other extracurricular activities. They rarely have enough time for themselves to enjoy one evening together as a married couple. It's a wonder that they lasted all these years, and yet after all these years of work, all they have to show is a house that they constantly seem to have to be taking out mortgages to keep.
The point is, they both did exactly what they told me that I should do to be successful and they have stuck to their plans faithfully, they are now both at retirement age but there is one slight problem. They CAN'T AFFORD TO RETIRE!! This really puzzled me because these are people who were constantly getting awards for being high performance workers in their companies and yet, they reached retirement only to have to GO BACK TO WORK.
I thought to myself, how could this be and I started to look around for answers and realized that the vast majority of the population even after plugging wholeheartedly into the system of working for others cannot afford to retire when they get to their retirement ages.
I came across some dismal facts while I was looking around for answers. Did you know 46% of Americans today have less than $10,000 saved towards their retirement? It's also estimated that about 29% of all Americans have less than $1,000 saved towards their retirement. These are just two pieces of harrowing facts that seem to point towards the fact that less and less people will be able to afford to retire at their retirement age as time progresses.
Let's go into some more facts: Did you know that 40% of all baby boomers in America plan to work until they die? Sounds unbelievable but it's true. If you don't believe me, you can look it up yourself by following the link below.
http://www.zerohedge.com/news/2013-01-11/so-you-want-retire-five-disturbing-statistics-about-retirement-infographic
Now let's get back to the point, for me these statistics paint a really sad picture because I believe I'm here to enjoy my life, not survive it. I hope for all you readers out there that you all share my sentiments.
I have searched high and low for the answers to the question how do I achieve the success I desire. I have moved from job, to job, to job and tried my hardest only to earn close to minimum wage. I have worked in the Court as a clerk of the Court, still getting dirt cheap rates for my hours, I have worked with Companies in Managerial positions, still dirt cheap wages, and I have even sold insurance with little or no success, I thought there was no where to turn to, that there was just no answer for me but just when I was ready to give up and resign myself to a life of mediocrity and poverty, the answers came in the most unlikely forms. They came in the form of books, namely: Think and Grow Rich by Napoleon Hill, Rich Dad Poor Dad and Cashflow Quadrant by Robert Kiyosaki, and a few other books. It also came in the form of a movie called the Secret with Bob Proctor and other successful people that have used some principles that I will discuss in future posts to become highly successful and celebrated people.
The major points they made are that your beliefs hold the key to your success or failure, that in order to become successful, it is a matter of becoming success conscious and there is a scientific way of doing this. Robert Kiyosaki applied the principles in his book Cashflow Quadrant to the way that people earned their money and showed that most people tend to earn their money in two ways that actually keep them tethered to poverty.
The point I got from the whole answer is that WORKING FOR MONEY IS ACTUALLY THE WORST WAY OF MAKING MONEY. Now this may sound completely absurd when you first hear me say it, but I need you to stay with me here. The thing is, those who work for money are taxed first and their only source of income is usually their job. Now a JOB keeps you Just Over Broke because that's what a job is. The harder you work, the higher your tax bracket, the harder you have to work to maintain the lifestyle you want. Whereas, if you found a way to leverage your time, ideas, money, and effort with the time, ideas, money and efforts of other people you would then be able to easily create multiple streams of income that would in turn earn you a fortune, not a living.
Now to answer the question of why I started this blog. It is solely for the purpose of sharing the answers I received as to how to create a fortune through leverage.
If you believe this is a worthwhile endeavour, please stick around and be sure to check out my future posts.
Thank you for reading and have a blessed and productive day.
- C. McFarlane
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